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Alina Pekarsky

alina@vhrfl.com +1(386) 445-9911

$235,000

Est. payment - /mo

3 Beds

2 Baths

1,196 SqFt

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Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 1,196 sqft

Price per Sqft $196

Subdivision Lake Side Park

MLS Listing ID GC540593

Bedrooms 3

Full Baths 2

HOA Y/N No

Year Built 2018

Annual Tax Amount $4,201

Lot Size 6,969 Sqft

Acres 0.16

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today's market. Qualified buyers may be able to assume the seller's existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today's higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage.

Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you'll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind.

Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today's market.

Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.

Location

State FL

County Duval

Community Lake Side Park

Area 32210 - Jacksonville

Zoning RLD-60

Interior

Interior Features Eat-in Kitchen, Open Floorplan

Heating Central, Electric

Cooling Central Air

Flooring Luxury Vinyl

Furnishings Unfurnished

Fireplace false

Appliance Dishwasher, Microwave, Range

Laundry Inside, Laundry Room

Exterior

Exterior Feature Private Mailbox, Private Yard, Sliding Doors

Garage Spaces 2.0

Utilities Available Electricity Connected, Water Connected

View Y/N No

Water Access No

Roof Type Shingle

Porch Front Porch

Attached Garage true

Exposure Southeast

Garage true

Private Pool No

Building

Entry Level One

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Aerobic Septic

Water Public

Architectural Style Craftsman

Structure Type HardiPlank Type

New Construction false

Others

Senior Community No

Ownership Fee Simple

Acceptable Financing Assumable, Cash, Conventional, FHA, Other, Owner Financing, Private Financing Available, USDA Loan, VA Loan

Listing Terms Assumable, Cash, Conventional, FHA, Other, Owner Financing, Private Financing Available, USDA Loan, VA Loan

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/stellar/GC540593

Porch Type Front Porch

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Listed by Wendy Swan KELLER WILLIAMS GAINESVILLE REALTY PARTNERS

Nearby School & Business

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Alina Pekarsky

+1(386) 445-9911

Broker | BKBK3118291

Broker BKBK3118291

5315 COLONIAL AVE Jacksonville, FL 32210

Alina Pekarsky

Key Details

Location

Interior

Exterior

Building

Others

Nearby School & Business

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